Romantic rose

40-165-1
40-165-2

Crédit Mutuel

Les Provençelles®

MAScremu – Dominique Massad

The inner side of the petals is a deep, vivid pink, while the outer side shows a delicate creamy hue. - nostalgia rose - very strong, long-lasting scented rose - fragrance description not available

– Very strong, long‑lasting romantic fragrance
– XL, very full globular blooms in clusters
– Bushy, compact shrub for beds and hedges
– Excellent resistance to black spot, mildew, rust
– Hardy to around –20 °C for tough winters
Special feature: Season‑spanning blooms for climate‑smart gardens.
Season-spanning – Climate-conscious choice
Crédit Mutuel
pharmaROSA® ORIGINAL 2-litre own-root potted rose
18,80 €
pcs
Direct from the grower
In stock for immediate dispatch
Delivery: 8–11 working days
3 (3576)
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CRÉDIT MUTUEL – pink nostalgic shrub rose for easy-going Irish gardens

If You want a low-fuss rose that simply settles in and flowers, CRÉDIT MUTUEL from the Les Provençelles collection offers a blend of reliable performance and romantic charm. Its bushy, compact habit suits small Irish front gardens where space is precious, and the very full, globular blooms bring a nostalgic cottage feel in deep pink and cream. Strong, long-lasting scent gives You classic fragrance without complicated care, while outstanding disease resistance keeps the foliage clean and glossy in our damp, fungus-prone climate. As an own-root plant, it builds a stable shrub with the potential for a long lifespan and reliable regrowth. In a 2‑litre pot it arrives well rooted and easy to handle, so You can simply plant, water and watch it develop through the first seasons, forming roots in year one, structure in year two and full ornamental value by year three, even where heavier soils need thoughtful drainage.


Freshly opened Crédit Mutuel bloom with fuchsia-pink center and cream-white outer petals.
Crédit Mutuel rose in full bloom, showing its very full, globular pink flowers.
Crédit Mutuel in closed bud, showing the dark pink form with a pale cream edge.

Use cases

Target area Reason
Front garden focal shrub The compact, bushy habit and XL, globular blooms quickly create a visible feature near your front door without overwhelming a small space, ideal when You want a neat but characterful welcome for beginners
Romantic cottage-style bed Very full, deeply pink flowers with creamy outer petals give a nostalgic, old-rose look that combines beautifully with perennials and fits informal Irish cottage borders for romantics
Low-maintenance family flowerbed High resistance to black spot, powdery mildew and rust means fewer sprays, less fuss and more time to enjoy the flowers, suiting busy households who still value a presentable garden for families
Long-lived structural planting As an own-root shrub, CRÉDIT MUTUEL develops its final shape in place, offering stable growth, good regeneration after pruning and a planting that matures gracefully over many seasons for planners
Small group planting of 3–5 roses Planting in a loose group at the recommended spacing creates a rounded, flowering mound that reads as one unit, giving generous colour from a modest area for small-gardens
Season-spanning bed with repeat colour Remontant flowering with a generous second flush extends the display across the main garden season, helping mixed beds stay lively without frequent replanting for value-seekers
Sunny patio or balcony container (40–50 litres minimum) In a large, well-drained container it forms a tidy, fragrant shrub that’s easy to water and tend at arm’s reach, useful for paved urban spaces or rented homes where permanent beds are limited for renters
Exposed but sunny suburban beds Healthy foliage and robust shrub structure cope well where air is humid and weather changeable, helping the plant stay presentable despite frequent rain and high fungal pressure typical of our Atlantic-influenced conditions for coastal-gardeners

Decorating ideas

  • Cottage Front Trio – Plant three CRÉDIT MUTUEL in a shallow arc backed by lavender and catmint for a soft, romantic entryway – ideal for lovers of classic cottage style and scented paths
  • Pink-and-Cream Ribbon – Use a short hedge of this rose along a drive, underplant with white campanulas and soft grasses for a low, flowing ribbon of colour – perfect for homeowners wanting gentle formality without rigidity
  • Patio Feature Pot – Place one plant in a 40–50 litre terracotta pot with trailing thyme at the base to highlight the shrub’s shape and fragrance – suited to balcony and terrace gardeners with limited soil
  • Season-Long Bed – Combine CRÉDIT MUTUEL with threadleaf coreopsis and English bluebeard so the repeating pink roses play against blue and yellow partners – great for busy families seeking colour from spring to autumn
  • Romantic Specimen Corner – Give one shrub pride of place near a bench, framed by hydrangeas and evergreen box, to enjoy its scent at close quarters – ideal for those who like a calm, contemplative seating nook

Technical cultivar profile
Parameter Data
Name and registration Crédit Mutuel Les Provençelles is a shrub nostalgia rose, commercial romantic group, registered as MAScremu and bred for garden use rather than exhibition, with verified cultivar authenticity for reliable identity.
Origin and breeding Bred in France by Dominique Massad and introduced in 2015 through Pétales de Roses, parentage not recorded, representing modern French romantic-style shrub breeding with strong ornamental value for private gardens.
Growth and structure Forms a bushy, compact shrub around 75–105 cm high and 60–80 cm wide, with dense, mid-green glossy foliage and moderate prickliness, creating a rounded outline suited to beds, low hedges and specimen planting.
Flower morphology Very full, globular to pompon flowers with more than 40 petals, produced mainly in clusters, XL size around or above 3.5 inches, giving a lush, old-fashioned appearance and strong presence in small to medium borders.
Colour and phenology Buds open deep fuchsia-pink with creamy outer petals, then fade to pastel pink with almost white outer edges, creating pink-and-cream bicolour effects that evolve during the bloom, adding interest over the flowering period.
Fragrance and aroma Described as a very strong, long-lasting scented rose, with a traditional perfume character, designed for ornamental enjoyment near paths, doors and seating where the fragrance can be appreciated in everyday garden use.
Rose hip characteristics Occasionally develops small spherical red hips about 8–12 mm across, adding a discreet seasonal detail but not the main decorative feature, as the variety is primarily grown for its flowers and scent.
Resistance and hardiness Rated resistant to black spot, powdery mildew and rust, with hardiness around −21 to −18 °C (H7, USDA 6b, Swedish zone 3), well suited to typical Irish winters and damp conditions with standard garden care.
Horticultural recommendations Prefers a sunny position and well-drained soil, spacing 40–75 cm depending on use, low maintenance requirements and good disease resistance make it suitable for flowerbeds, parks and solitary specimens in family gardens.

CRÉDIT MUTUEL offers strong fragrance, healthy foliage and compact, long-lived own-root growth for easy-care Irish gardens, making it a reassuring choice if You want a reliable romantic rose to enjoy over many seasons.

Detailed product attributes

Product Identification Data

Product Name: CRÉDIT MUTUEL – pink nostalgic rose - Massad
Product Type: pharmaROSA® ORIGINAL - 2-litre own-root potted rose
Cultivar Authenticity: Verified:25.02.2025
Cultivar Merit Rating: premium bronze
Item Number: [912] 40-165 (14.02.2026) pharmarosa.ie

Name and Registration

Cultivar Name Meaning: The name is that of the French cooperative bank Crédit Mutuel.
Trade Name: Crédit Mutuel Les Provençelles® MAScremu
Rose Group: Shrub
Commercial Type: nostalgia rose
Commercial Group: Romantic rose
Exhibition Category: shrub rose
Collection: Les Provençelles®

Origin and Breeding

Initial Distributor: Pétales de Roses (France)
Breeder: Dominique Massad
Breeding Company / Institution: unknown / no data
Breeding Year: France, 2015
Parentage: unknown

Growth and Structural Characteristics

Height: 2.5-3.4ft (75-105 cm)
Spread: 2-2.6ft (60-80 cm)
Growth Habit: bushy
Foliage: The variety has dense foliage, with leaves that have a glossy surface and a mid‑green shade.
Prickliness: moderately thorny
Self-Cleaning Description: No data on self-cleaning.
Self-Cleaning Intensity: No data available on self-cleaning strength.

Flower Morphology

Flower Fullness: very full-flowered
Flower Form: globular, pompon
Flower Size: XL (3,5 in -)
Inflorescence Type: cluster-flowered
Colour Code: ARS code: pb RHS code: 158D, 57C
Repeat Flowering: Remontant, with a generous second flush of blooms.

Colour Data and Phenology

Colour: pink
Flower Colour: The inner side of the petals is a deep, vivid pink, while the outer side shows a delicate creamy hue.
Closed Bud: Intense dark pink with a pale cream-coloured edge.
Freshly Opened Flower: The central petals shine in fuchsia-pink, while the outer ones are cream-coloured with whitish tones.
Full Bloom: The pink lightens slightly, while the cream‑coloured outer petals frame the bloom.
Pre-Fading Flower: The pink fades to a pastel shade, while the cream-coloured areas fade to almost white.
Colour Fading Description: As the flower opens, the deep pink gradually fades to a pastel and the creamy outer petals become almost white.

Fragrance and Aroma

Fragrance Strength: very strong, long-lasting scented rose
Fragrance Character: fragrance description not available
Pollinator Attraction: Very double (40+ petals) flowers attract pollinators only to a limited extent, as the double flower form and the reduced accessibility of the stamens hinder insects from reaching nectar and pollen.
Pollinator-Friendly Rating: Its very double flowers hide the stamens; primarily an ornamental variety

Rose Hip Characteristics

Rose Hip Shape: spherical
Rose Hip Notes: Occasionally formed, 8–12 mm in diameter, spherical, red rose hip.

Resistance and Hardiness

Hardiness (°C): -21–-18 °C
Heat and Drought Tolerance Description: No data are available on heat–drought tolerance.
Disease Resistance: resistant
  • powdery mildew – resistant
  • black spot – resistant
  • rust – resistant

Horticultural Recommendations

Recommended Spacing: Mass planting: 50 cm, hedging: 40 cm, as a specimen plant: 75 cm
Planting Density: square planting 4,2 plants/m², hexagonal arrangement 4,8 plants/m²
Partial Shade Tolerance: prefers a sunny position
Maintenance Requirements: Maintenance requirement low; disease-resistant, generally requires little intervention.
Key Uses: flowerbed, park, solitary specimen

Notes

Strengths: Season-spanning – Climate-conscious choice
Companion Plants: Caryopteris clandonensis 'Grand Bleu' - English bluebeard
Coreopsis verticillata - threadleaf coreopsis
Ceanothus thyrsiflorus - California lilac
Note: -
CRÉDIT MUTUEL – pink nostalgic rose - Massad
The inner side of the petals is a deep, vivid pink, while the outer side shows a delicate creamy hue. - nostalgia rose - very strong, long-lasting scented rose - fragrance description not available
Rose Shopping Online - pink - nostalgia rose - Crédit Mutuel - (2.5-3.4ft (75-105 cm))
Inflorescence: cluster-flowered Height: 2.5-3.4ft (75-105 cm) Flower shape: globular, pompon Winter hardiness: 5b pink - Pétales de Roses (France) nostalgia rose - Flower size: XL (3,5 in -) Flower size: XL (3,5 in -) - Height: 2.5-3.4ft (75-105 cm) Height: 2.5-3.4ft (75-105 cm) - Flower fullness: very full-flowered Crédit Mutuel - Roses in the garden | pharmaROSA® Original - premium bronze Dominique Massad

We showcase the external appearance of the roses available for online purchase from our webshop.


Which product type is right for you?


Information

In what condition do we send the rose from our online webshop?

Let us ask ourselves the question. What would I like to use the rose for?
Flower? - Location? - Screening? - Fragrance? - Height? - Breeder? - Rose hip?

Rose purchasing information
Payment methods - Delivery costs - Delivery - Complaints handling

Care guide

Our product is a rose grown with unique pharmaROSA® cultivation technology!

2 litre, own-root, potted rose.
With shoots appropriate to the season.
With roots thoroughly interwoven through the growing medium.
Quality in line with the requirements of the E.N.A. (European Nurserystock Association).
In unique packaging that prevents damage.
Can be planted during frost-free periods.
True-to-type rose plant with an individual identifier.

The pharmaROSA® own-root potted rose is a well-rooted plant that supports reliable establishment when planted and cared for properly, so it can be planted whenever the soil is not frozen.


Stock: several varieties and several stages of development in a short stock section.
Shoot system: intensive growth of fresh basal shoots on a young plant.
Root system: presentation of the strong root system interwoven through the growing medium with the pot removed.
Balance: mature plant where the development of the root system and the shoots is in harmony.

Information about the videos
The video series is not a “seasonal showcase”, but makes the essence of pharmaROSA® own-root production tangible: how the plant is built, what the root system is like and how the shoots renew themselves. The footage was therefore taken at different times, showing plants at different stages of development, so mixed leaf coverage or differing growth stages may appear in the videos. This is not a “sample” of the batch delivered, but an illustration of how the technology works. The current condition of the rose available to order — typical of the given period and similar to what you can expect to receive in the parcel — is shown at the top of the product page.

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Product types

Pages for private customers
Garden roses for the family garden, with minimal care  → ORIGINAL®
Premium garden roses – instant impact, a truly showpiece garden  → EXTRA®
Pages for professionals and private customers
Roses for public spaces – large areas, sustainable maintenance  → NATURAL®
Roses for projects – hedge and row planting, fast implementation  → RAPID®
For professional partners only
Production – propagation material for garden roses, wholesale  → NEONATAL®

Company details

PharmaRosa Ltd.
Company registration number: 01-09-717479
VAT number: 13075314-2-43
Plant health registration no.: HU130721
Bank account (IBAN):
HU85117631891388688400000000
BIC (SWIFT): OTPVHUHB
Bank name: OTP Bank Nyrt.